Energy Efficiency Subsidy Program

The National Development Bank of Palau offers a subsidy to new home owners who install energy efficiency measures.




Model Homes

Model Home #1:
Maura Gordon

Model Home #2:
Fabian Iyar

Model Home #3:
Ringsang Rechirei


EESP Homes

EESP Home #1:
Jeralda Koshiba

EESP Home #2:
Louisa Santos

EESP Home #3:
Ralph Moses

EESP Home #4:
Richie Smaserui

Latest News

Mincer appointed President & CEO of NDBP
Ms. Mincer was appointed President/CEO of the bank on August 13, 2012. She is the first Palauan woman to hold the position of President...

Read more about this news

Housing Loan

We finance house construction, purchase (including land), extensions & renovations. First time homeowners only pay 8% interest rate...

Learn more

Business Loan

If you are interested on our Busines Loan, a checklist of documents are required for an application to be considered complete.

Learn more

How to Apply

If you are interested in the NDBP loan program, a checklist of general requirements for loans and forms may be downloaded from our website.

Apply Now!


  • 6% - Microfinance, Pre-development and Agriculture Loans
  • 8% - Small business, First Time Homeowner and Fishing Loans
  • 10% - Housing and Business Loans

Contact Us

National Development Bank of Palau, P.O. Box 816, Koror, Palau 96940
Phone: (680) 587-2578
Fax: (680) 587-2579